Taylor Frampton · Private Pilot

Rental Property Evaluator

Explore the assumptions behind a rental property. Change the numbers, see the Four Quadrants, and create a clean conversation report when you are ready.

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Purchase & financing

Use the terms you expect to receive.
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Income

For multiple units, enter typical rent per unit.
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Annual operating costs

Change every assumption. Empty or unknown fields can remain at zero.
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Long-term assumptions

Illustrative only. These are not market forecasts.
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Estimated year-one monthly cash flow
−$688

Based on annual NOI of $19,766.40 less annual principal and interest payments of $28,019.40.

Core metrics

Cap rate
4.4%
Cash-on-cash
-8.3%
Cash invested
$99,000
Loan amount
$360,000
Monthly debt service
$2,335
Net operating income
$19,766

The Four Quadrants

Cash flow
−$8,253

Estimated year-one pre-tax cash flow after operating costs and debt service.

Appreciation / growth
$13,500

Illustrative first-year value growth based on your stated appreciation assumption.

Debt paydown
$3,837

Estimated first-year principal reduction from the stated amortization schedule.

Potential tax benefits*
Discuss with CPA

Tax treatment is individual-specific. This tool does not calculate tax savings or provide tax advice.

*Tax note: potential tax benefits depend on individual circumstances and professional advice. No tax savings estimate is calculated here.

Long-horizon illustration

Selected years from the 35-year view
YearAnnual cash flowEstimated valueLoan balanceEstimated equity
1−$8,253$463,500$356,163$107,337
5−$5,564$521,673$337,953$183,721
10−$1,692$604,762$307,084$297,678
20$8,128$812,750$203,352$609,398
35$29,980$1,266,238$0$1,266,238